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Specialty Programs

Payroll Services

Premiere Agency Network works side by side with Payroll Data Processing to offer online payroll services. Realizing that cash flow is always a concern to insureds, Premiere Agency Network seeks to provide workers comp pay-as-you-go remittance program to carriers to ease the need for large deposits and minimize the end of policy audit surprises.

Traditional workers compensation insurance premiums are paid on estimated payroll figures, a best guess approach. Factors such as seasonal fluctuations, industry down turns or other unforeseeable events are not considered. The premium remains constant throughout the policy period excluding endorsements. Premiums are reconciled after reviewing the actual payroll when the Final Premium Audit is performed. This audit most often results in additional premium owed to the carrier, the surprise.

Achieve the benefit of payroll services and payment of your worker’s comp premium as you pay your payroll along with these other benefits:

  • Cost effective automated payroll processing starting at $19.99/ payroll.
  • Tax filing for all federal, state and local needs.
  • Payroll remittance options including electronic direct deposit to the employees bank accounts.
  • HR and benefits administration

Oil & Gas Drilling Specialty Programs

Premiere Agency Network provides access to these specialty programs through Praxis Insurance Group.

Drilling Consultants E&O

Oil Drilling Consultants are essential in the planning and execution of a drilling plan from start to finish. They provide project evaluation, well planning, well-site supervision, environmental consulting, drilling data management, and oilfield scouting. These highly trained consultants can mean the difference in success or failure on a drilling project.

With the litigious society that we live in today it is important that these consultants have access to good and affordable errors & omissions liability. We have developed an affordable product underwritten by Lloyds of London rated “A” by A.M. Best. The coverage offered is $1,000,000 per occurrence/ $1,000,000 aggregate with various deductible options. Premiums are based on individual consultants own loss history.

Lost in Hole Tool Program

Use of Measurement While Drilling (MWD) and Logging While Drilling (LWD) tools in drilling operations greatly enhances the success and accuracy of the drilling process. However, with these sophisticated tools comes the exposure of losing a tool or having one damaged or destroyed while trying to retrieve it. Most independent drillers don’t want to assume this exposure for these very expensive tools.

This is where Lost in Hole Tool Program originated. The large tool companies that rent these tools began offering a 50% protection plan which helped with the number of rentals but still left the independent driller exposed to the other 50% of the cost of the drilling tools being used down hole. Lost in Hole Tool Program addresses the remaining 50% by offering two options to the independent driller; one for 25% and another for 40% excess of the first 50% on a replacement cost basis. The cost of the coverage is low compared to the financial risk it represents.

Premium is charged only while the insured tools are below rotary table (BRT) and there is a three day minimum charge with rates ranging from $450 to $2100 per day based on the excess limit chosen and the Total Insured Value (TIV) of the tools being covered. The policy is underwritten by Lloyds of London which is rated “A” by A.M. Best. You may also desire to set up a Monthly Reporting program where we can offer coverage based on an independent drillers total drilling activity paying only for the coverage used at each drilling site for a particular month.

Contact Premiere Agency Network today for more information or to secure a quotation.

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